Call reports 2015
INVESTAR BANK, NATIONAL ASSOCIATION — 2015
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 864,814,000 | 920,867,000 | 936,061,000 | 1,029,746,000 |
| Total loans | 710,751,000 | 751,798,000 | 766,214,000 | 825,950,000 |
| Allowance for loan losses | 5,379,000 | 5,728,000 | 5,911,000 | 6,128,000 |
| Securities available for sale | 76,329,000 | 81,833,000 | 83,900,000 | 112,764,000 |
| Securities held to maturity | 22,368,000 | 24,230,000 | 27,525,000 | 26,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,830,000 | 708,034,000 | 731,517,000 | 739,307,000 |
| Interest-bearing deposits | 614,490,000 | 619,668,000 | 635,901,000 | 646,959,000 |
| Noninterest-bearing deposits | 86,340,000 | 88,367,000 | 95,616,000 | 92,348,000 |
| Equity capital | 104,824,000 | 106,344,000 | 108,124,000 | 109,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,798,000 | 17,985,000 | 27,470,000 | 37,341,000 |
| Interest expense | 1,283,000 | 2,671,000 | 4,180,000 | 5,807,000 |
| Net interest income | 7,515,000 | 15,314,000 | 23,290,000 | 31,534,000 |
| Noninterest income | 2,652,000 | 4,637,000 | 6,517,000 | 8,155,000 |
| Noninterest expense | 6,345,000 | 12,932,000 | 19,777,000 | 26,887,000 |
| Provision for loan losses | 700,000 | 1,100,000 | 1,500,000 | 1,865,000 |
| Pretax income | 3,122,000 | 6,053,000 | 8,951,000 | 11,358,000 |
| Income tax | 1,034,000 | 2,052,000 | 3,035,000 | 3,854,000 |
| Net income | 2,088,000 | 4,001,000 | 5,916,000 | 7,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,784,000 | 103,697,000 | 105,619,000 | 107,208,000 |
| Total capital | 107,163,000 | 109,425,000 | 111,530,000 | 113,336,000 |
| Risk-weighted assets | 757,820,000 | 805,949,000 | 830,134,000 | 915,550,000 |