Call reports 2014
INVESTAR BANK, NATIONAL ASSOCIATION — 2014
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 673,627,000 | 728,425,000 | 783,588,000 | 877,953,000 |
| Total loans | 553,407,000 | 596,106,000 | 634,747,000 | 726,186,000 |
| Allowance for loan losses | 3,530,000 | 3,882,000 | 4,328,000 | 4,630,000 |
| Securities available for sale | 63,212,000 | 65,528,000 | 77,839,000 | 70,299,000 |
| Securities held to maturity | 6,561,000 | 14,015,000 | 14,973,000 | 22,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,307,000 | 578,839,000 | 654,550,000 | 656,113,000 |
| Interest-bearing deposits | 499,649,000 | 508,863,000 | 548,993,000 | 557,901,000 |
| Noninterest-bearing deposits | 64,658,000 | 69,976,000 | 105,556,000 | 98,212,000 |
| Equity capital | 59,653,000 | 65,713,000 | 71,623,000 | 77,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,957,000 | 14,365,000 | 22,544,000 | 31,366,000 |
| Interest expense | 1,070,000 | 2,209,000 | 3,371,000 | 4,598,000 |
| Net interest income | 5,887,000 | 12,156,000 | 19,173,000 | 26,768,000 |
| Noninterest income | 970,000 | 2,486,000 | 4,264,000 | 5,532,000 |
| Noninterest expense | 5,364,000 | 11,032,000 | 17,124,000 | 23,344,000 |
| Provision for loan losses | 245,000 | 693,000 | 1,198,000 | 1,628,000 |
| Pretax income | 1,364,000 | 3,082,000 | 5,343,000 | 7,668,000 |
| Income tax | 444,000 | 1,005,000 | 1,743,000 | 2,530,000 |
| Net income | 920,000 | 2,077,000 | 3,600,000 | 5,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,613,000 | 62,284,000 | 68,337,000 | 73,870,000 |
| Total capital | 60,143,000 | 66,166,000 | 72,665,000 | 78,500,000 |
| Risk-weighted assets | 557,753,000 | 590,797,000 | 648,801,000 | 749,314,000 |