Call reports 2013
INVESTAR BANK, NATIONAL ASSOCIATION — 2013
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 395,223,000 | 530,316,000 | 563,008,000 | 634,753,000 |
| Total loans | 324,559,000 | 433,090,000 | 454,726,000 | 509,124,000 |
| Allowance for loan losses | 2,652,000 | 2,759,000 | 2,812,000 | 3,380,000 |
| Securities available for sale | 45,758,000 | 51,000,000 | 56,791,000 | 56,173,000 |
| Securities held to maturity | 0 | 6,745,000 | 6,706,000 | 6,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,872,000 | 444,396,000 | 466,300,000 | 532,688,000 |
| Interest-bearing deposits | 288,053,000 | 384,130,000 | 409,097,000 | 459,811,000 |
| Noninterest-bearing deposits | 36,818,000 | 60,265,000 | 57,203,000 | 72,877,000 |
| Equity capital | 44,659,000 | 54,509,000 | 54,693,000 | 58,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,083,000 | 9,637,000 | 15,867,000 | 22,471,000 |
| Interest expense | 690,000 | 1,526,000 | 2,459,000 | 3,450,000 |
| Net interest income | 3,393,000 | 8,111,000 | 13,408,000 | 19,021,000 |
| Noninterest income | 906,000 | 3,035,000 | 3,280,000 | 4,792,000 |
| Noninterest expense | 3,571,000 | 8,172,000 | 13,390,000 | 18,863,000 |
| Provision for loan losses | 89,000 | 232,000 | 340,000 | 1,026,000 |
| Pretax income | 902,000 | 3,051,000 | 3,302,000 | 4,373,000 |
| Income tax | 281,000 | 735,000 | 1,122,000 | 1,167,000 |
| Net income | 621,000 | 2,316,000 | 2,180,000 | 3,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,382,000 | 51,338,000 | 51,570,000 | 55,894,000 |
| Total capital | 44,034,000 | 54,097,000 | 54,382,000 | 59,274,000 |
| Risk-weighted assets | 330,345,000 | 441,546,000 | 463,726,000 | 516,320,000 |