Call reports 2012
INVESTAR BANK, NATIONAL ASSOCIATION — 2012
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 305,783,000 | 316,157,000 | 341,519,000 | 375,446,000 |
| Total loans | 234,081,000 | 246,492,000 | 271,519,000 | 305,742,000 |
| Allowance for loan losses | 1,898,000 | 2,057,000 | 2,189,000 | 2,722,000 |
| Securities available for sale | 35,970,000 | 43,786,000 | 43,789,000 | 44,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,888,000 | 256,296,000 | 274,245,000 | 299,669,000 |
| Interest-bearing deposits | 226,670,000 | 229,615,000 | 240,175,000 | 262,181,000 |
| Noninterest-bearing deposits | 23,219,000 | 26,682,000 | 34,071,000 | 37,489,000 |
| Equity capital | 37,300,000 | 40,142,000 | 42,445,000 | 43,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,911,000 | 10,577,000 | 14,587,000 |
| Interest expense | 648,000 | 1,268,000 | 1,870,000 | 2,541,000 |
| Net interest income | 2,737,000 | 5,643,000 | 8,707,000 | 12,046,000 |
| Noninterest income | 815,000 | 1,528,000 | 2,415,000 | 3,460,000 |
| Noninterest expense | 2,570,000 | 5,226,000 | 8,218,000 | 11,620,000 |
| Provision for loan losses | 168,000 | 361,000 | 532,000 | 685,000 |
| Pretax income | 894,000 | 1,723,000 | 2,511,000 | 3,340,000 |
| Income tax | 250,000 | 499,000 | 713,000 | 979,000 |
| Net income | 644,000 | 1,224,000 | 1,798,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,190,000 | 36,931,000 | 38,944,000 | 40,059,000 |
| Total capital | 36,088,000 | 38,988,000 | 41,133,000 | 42,781,000 |
| Risk-weighted assets | 238,676,000 | 253,832,000 | 273,824,000 | 306,687,000 |