Call reports 2011
INVESTAR BANK, NATIONAL ASSOCIATION — 2011
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 202,666,000 | 211,512,000 | 219,530,000 | 279,042,000 |
| Total loans | 172,369,000 | 180,563,000 | 188,016,000 | 227,955,000 |
| Allowance for loan losses | 1,509,000 | 1,550,000 | 1,626,000 | 1,746,000 |
| Securities available for sale | 19,148,000 | 14,976,000 | 15,780,000 | 28,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,384,000 | 179,638,000 | 183,137,000 | 228,168,000 |
| Interest-bearing deposits | 154,211,000 | 160,692,000 | 170,705,000 | 209,960,000 |
| Noninterest-bearing deposits | 17,173,000 | 18,946,000 | 12,432,000 | 18,208,000 |
| Equity capital | 18,047,000 | 18,649,000 | 19,292,000 | 35,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,546,000 | 5,248,000 | 7,979,000 | 11,302,000 |
| Interest expense | 671,000 | 1,290,000 | 1,919,000 | 2,579,000 |
| Net interest income | 1,875,000 | 3,958,000 | 6,060,000 | 8,723,000 |
| Noninterest income | 410,000 | 673,000 | 1,214,000 | 1,852,000 |
| Noninterest expense | 1,818,000 | 3,848,000 | 5,887,000 | 8,595,000 |
| Provision for loan losses | 140,000 | 339,000 | 510,000 | 639,000 |
| Pretax income | 400,000 | 603,000 | 1,036,000 | 1,501,000 |
| Income tax | 132,000 | 201,000 | 345,000 | 502,000 |
| Net income | 268,000 | 402,000 | 691,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,961,000 | 18,544,000 | 19,126,000 | 32,019,000 |
| Total capital | 19,470,000 | 20,094,000 | 20,752,000 | 33,765,000 |
| Risk-weighted assets | 169,047,000 | 178,491,000 | 185,621,000 | 222,987,000 |