Call reports 2010
INVESTAR BANK, NATIONAL ASSOCIATION — 2010
What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 206,248,000 | 216,549,000 | 202,750,000 | 209,464,000 |
| Total loans | 151,619,000 | 164,849,000 | 164,639,000 | 164,528,000 |
| Allowance for loan losses | 1,561,000 | 1,166,000 | 1,321,000 | 1,476,000 |
| Securities available for sale | 36,922,000 | 32,734,000 | 22,533,000 | 22,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,041,000 | 167,422,000 | 175,818,000 | 183,789,000 |
| Interest-bearing deposits | 149,839,000 | 155,098,000 | 164,554,000 | 168,452,000 |
| Noninterest-bearing deposits | 12,202,000 | 12,324,000 | 11,263,000 | 15,337,000 |
| Equity capital | 15,201,000 | 15,468,000 | 16,150,000 | 16,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,656,000 | 7,135,000 | 9,711,000 |
| Interest expense | 893,000 | 1,809,000 | 2,678,000 | 3,493,000 |
| Net interest income | 1,311,000 | 2,847,000 | 4,457,000 | 6,218,000 |
| Noninterest income | 220,000 | 497,000 | 1,129,000 | 1,900,000 |
| Noninterest expense | 1,186,000 | 2,574,000 | 4,260,000 | 6,185,000 |
| Provision for loan losses | 220,000 | 589,000 | 792,000 | 1,019,000 |
| Pretax income | 184,000 | 271,000 | 718,000 | 1,098,000 |
| Income tax | 74,000 | 88,000 | 255,000 | 383,000 |
| Net income | 110,000 | 183,000 | 463,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,190,000 | 15,264,000 | 15,956,000 | 16,705,000 |
| Total capital | 16,751,000 | 16,430,000 | 17,276,000 | 18,181,000 |
| Risk-weighted assets | 154,382,000 | 163,873,000 | 156,723,000 | 160,245,000 |