Call reports 2007

INVESTAR BANK, NATIONAL ASSOCIATION — 2007

Name: INVESTAR BANK, NATIONAL ASSOCIATION — FFIEC call report 2007
Creator: INVESTAR BANK, NATIONAL ASSOCIATION

What INVESTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8ce1b24c-3329-4791-bac1-66e082ee52d4/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	42,973,000	47,272,000	61,198,000	65,823,000
Total loans	28,312,000	32,100,000	44,036,000	53,857,000
Allowance for loan losses	331,000	378,000	480,000	578,000
Securities available for sale	3,899,000	8,771,000	8,061,000	8,294,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	33,402,000	37,687,000	45,490,000	47,938,000
Interest-bearing deposits	30,850,000	33,543,000	39,620,000	44,137,000
Noninterest-bearing deposits	2,552,000	4,144,000	5,870,000	3,801,000
Equity capital	9,432,000	9,395,000	10,427,000	10,893,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	638,000	1,486,000	2,536,000	3,716,000
Interest expense	258,000	655,000	1,117,000	1,671,000
Net interest income	380,000	831,000	1,419,000	2,045,000
Noninterest income	1,000	3,000	12,000	20,000
Noninterest expense	472,000	964,000	1,466,000	1,999,000
Provision for loan losses	81,000	128,000	230,000	335,000
Pretax income	-172,000	-258,000	-259,000	-244,000
Income tax	-60,000	-97,000	-95,000	-91,000
Net income	-112,000	-161,000	-164,000	-153,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	9,134,000	9,149,000	10,219,000	10,526,000
Total capital	9,465,000	9,527,000	10,699,000	11,104,000
Risk-weighted assets	29,682,000	33,886,000	45,293,000	52,947,000