Call reports 2007
ANNAPOLIS BANKING AND TRUST COMPANY, THE — 2007
What ANNAPOLIS BANKING AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 498,810,000 | 492,814,000 |
| Total loans | 322,589,000 | 330,214,000 |
| Allowance for loan losses | 3,143,000 | 2,743,000 |
| Securities available for sale | 43,629,000 | 51,774,000 |
| Securities held to maturity | 899,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 418,069,000 | 410,780,000 |
| Interest-bearing deposits | 285,591,000 | 280,925,000 |
| Noninterest-bearing deposits | 132,478,000 | 129,855,000 |
| Equity capital | 43,724,000 | 45,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 6,956,000 | 14,319,000 |
| Interest expense | 1,972,000 | 4,042,000 |
| Net interest income | 4,984,000 | 10,277,000 |
| Noninterest income | 944,000 | 1,873,000 |
| Noninterest expense | 2,980,000 | 5,488,000 |
| Provision for loan losses | -25,000 | -425,000 |
| Pretax income | 2,974,000 | 7,108,000 |
| Income tax | 1,081,000 | 2,666,000 |
| Net income | 1,893,000 | 4,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 44,739,000 | 47,270,000 |
| Total capital | 52,098,000 | 54,230,000 |
| Risk-weighted assets | 351,200,000 | 355,666,000 |