Call reports 2006
ANNAPOLIS BANKING AND TRUST COMPANY, THE — 2006
What ANNAPOLIS BANKING AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 474,379,000 | 481,382,000 | 482,880,000 | 497,462,000 |
| Total loans | 319,415,000 | 329,615,000 | 329,762,000 | 323,885,000 |
| Allowance for loan losses | 3,133,000 | 3,159,000 | 3,127,000 | 3,130,000 |
| Securities available for sale | 135,726,000 | 129,554,000 | 124,442,000 | 120,068,000 |
| Securities held to maturity | 940,000 | 940,000 | 895,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,391,000 | 392,057,000 | 405,871,000 | 423,848,000 |
| Interest-bearing deposits | 253,702,000 | 249,021,000 | 270,944,000 | 280,402,000 |
| Noninterest-bearing deposits | 143,689,000 | 143,036,000 | 134,927,000 | 143,446,000 |
| Equity capital | 41,453,000 | 41,440,000 | 42,637,000 | 43,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,282,000 | 12,681,000 | 19,332,000 | 26,205,000 |
| Interest expense | 1,296,000 | 2,774,000 | 4,541,000 | 6,412,000 |
| Net interest income | 4,986,000 | 9,907,000 | 14,791,000 | 19,793,000 |
| Noninterest income | 719,000 | 1,530,000 | 2,366,000 | 3,230,000 |
| Noninterest expense | 2,801,000 | 5,529,000 | 8,309,000 | 11,032,000 |
| Provision for loan losses | -203,000 | -203,000 | -253,000 | -253,000 |
| Pretax income | 3,107,000 | 6,111,000 | 9,101,000 | 12,244,000 |
| Income tax | 1,089,000 | 2,139,000 | 3,197,000 | 4,258,000 |
| Net income | 2,018,000 | 3,972,000 | 5,904,000 | 7,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,750,000 | 43,962,000 | 44,251,000 | 44,583,000 |
| Total capital | 50,986,000 | 51,224,000 | 51,524,000 | 51,904,000 |
| Risk-weighted assets | 333,636,000 | 340,939,000 | 347,132,000 | 345,371,000 |