Call reports 2001
ANNAPOLIS BANKING AND TRUST COMPANY, THE — 2001
What ANNAPOLIS BANKING AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 364,488,000 | 356,637,000 | 370,470,000 | 382,118,000 |
| Total loans | 202,110,000 | 202,950,000 | 214,535,000 | 215,564,000 |
| Allowance for loan losses | 3,951,000 | 3,951,000 | 3,945,000 | 3,980,000 |
| Securities available for sale | 133,877,000 | 130,859,000 | 141,568,000 | 139,930,000 |
| Securities held to maturity | 750,000 | 850,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,129,000 | 282,437,000 | 280,353,000 | 299,771,000 |
| Interest-bearing deposits | 197,317,000 | 195,898,000 | 193,426,000 | 205,161,000 |
| Noninterest-bearing deposits | 81,812,000 | 86,539,000 | 86,927,000 | 94,610,000 |
| Equity capital | 38,759,000 | 39,029,000 | 41,458,000 | 41,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,147,000 | 12,290,000 | 18,457,000 | 24,522,000 |
| Interest expense | 1,736,000 | 3,292,000 | 4,741,000 | 5,809,000 |
| Net interest income | 4,411,000 | 8,998,000 | 13,716,000 | 18,713,000 |
| Noninterest income | 582,000 | 1,191,000 | 1,817,000 | 2,482,000 |
| Noninterest expense | 2,296,000 | 4,692,000 | 7,098,000 | 9,534,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 400,000 |
| Pretax income | 2,622,000 | 5,347,000 | 8,210,000 | 11,261,000 |
| Income tax | 863,000 | 1,746,000 | 2,683,000 | 3,686,000 |
| Net income | 1,759,000 | 3,601,000 | 5,527,000 | 7,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,120,000 | 37,698,000 | 38,280,000 | 39,002,000 |
| Total capital | 39,772,000 | 40,369,000 | 41,059,000 | 41,797,000 |
| Risk-weighted assets | 210,838,000 | 212,406,000 | 221,154,000 | 222,448,000 |