Call reports 2025
UNION STATE BANK — 2025
What UNION STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 40,486,000 | 39,644,000 | 39,883,000 | 41,842,000 |
| Total loans | 16,844,000 | 16,905,000 | 16,949,000 | 20,205,000 |
| Allowance for loan losses | 702,000 | 729,000 | 721,000 | 722,000 |
| Securities available for sale | 10,107,000 | 10,197,000 | 10,384,000 | 11,952,000 |
| Securities held to maturity | 1,002,000 | 1,002,000 | 791,000 | 791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,902,000 | 34,926,000 | 34,812,000 | 36,814,000 |
| Interest-bearing deposits | 27,107,000 | 27,373,000 | 27,196,000 | 28,805,000 |
| Noninterest-bearing deposits | 8,795,000 | 7,553,000 | 7,616,000 | 8,009,000 |
| Equity capital | 4,429,000 | 4,621,000 | 4,889,000 | 4,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 937,000 | 1,417,000 | 1,902,000 |
| Interest expense | 145,000 | 297,000 | 457,000 | 618,000 |
| Net interest income | 318,000 | 640,000 | 960,000 | 1,284,000 |
| Noninterest income | 9,000 | 17,000 | 24,000 | 31,000 |
| Noninterest expense | 189,000 | 363,000 | 553,000 | 811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 294,000 | 431,000 | 504,000 |
| Income tax | 7,000 | 15,000 | 18,000 | 20,000 |
| Net income | 131,000 | 279,000 | 413,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,225,000 | 5,354,000 | 5,468,000 | 5,479,000 |
| Total capital | 5,469,000 | 5,589,000 | 5,713,000 | 5,751,000 |
| Risk-weighted assets | 19,099,000 | 18,271,000 | 19,118,000 | 21,281,000 |