Call reports 2023
UNION STATE BANK — 2023
What UNION STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 37,069,000 | 35,548,000 | 35,789,000 | 36,215,000 |
| Total loans | 14,087,000 | 13,339,000 | 13,294,000 | 16,029,000 |
| Allowance for loan losses | 685,000 | 687,000 | 689,000 | 695,000 |
| Securities available for sale | 11,740,000 | 11,501,000 | 11,259,000 | 11,725,000 |
| Securities held to maturity | 1,661,000 | 1,658,000 | 1,586,000 | 1,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,157,000 | 31,848,000 | 32,175,000 | 32,342,000 |
| Interest-bearing deposits | 25,265,000 | 24,367,000 | 23,526,000 | 20,296,000 |
| Noninterest-bearing deposits | 7,892,000 | 7,481,000 | 8,649,000 | 12,046,000 |
| Equity capital | 3,802,000 | 3,645,000 | 3,491,000 | 3,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 688,000 | 1,042,000 | 1,420,000 |
| Interest expense | 81,000 | 165,000 | 250,000 | 348,000 |
| Net interest income | 273,000 | 523,000 | 792,000 | 1,072,000 |
| Noninterest income | 7,000 | 13,000 | 20,000 | 30,000 |
| Noninterest expense | 141,000 | 277,000 | 429,000 | 716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 259,000 | 383,000 | 386,000 |
| Income tax | 7,000 | 13,000 | 19,000 | 16,000 |
| Net income | 132,000 | 246,000 | 364,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,751,000 | 4,845,000 | 4,943,000 | 4,829,000 |
| Total capital | 4,962,000 | 5,044,000 | 5,146,000 | 5,054,000 |
| Risk-weighted assets | 16,407,000 | 15,398,000 | 15,775,000 | 17,566,000 |