Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 38,385,000 | 37,965,000 | 36,654,000 | 36,583,000 |
| Total loans | 11,856,000 | 11,695,000 | 12,603,000 | 14,055,000 |
| Allowance for loan losses | 681,000 | 683,000 | 683,000 | 684,000 |
| Securities available for sale | 9,383,000 | 13,042,000 | 12,929,000 | 12,546,000 |
| Securities held to maturity | 1,695,000 | 1,694,000 | 1,670,000 | 1,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,310,000 | 34,312,000 | 33,248,000 | 32,985,000 |
| Interest-bearing deposits | 25,997,000 | 25,986,000 | 24,674,000 | 24,299,000 |
| Noninterest-bearing deposits | 8,313,000 | 8,326,000 | 8,574,000 | 8,686,000 |
| Equity capital | 4,025,000 | 3,609,000 | 3,347,000 | 3,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 523,000 | 826,000 | 1,149,000 |
| Interest expense | 32,000 | 63,000 | 93,000 | 134,000 |
| Net interest income | 220,000 | 460,000 | 733,000 | 1,015,000 |
| Noninterest income | 6,000 | 12,000 | 19,000 | 26,000 |
| Noninterest expense | 146,000 | 279,000 | 419,000 | 583,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 193,000 | 333,000 | 458,000 |
| Income tax | 4,000 | 10,000 | 17,000 | 16,000 |
| Net income | 76,000 | 183,000 | 316,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,333,000 | 4,420,000 | 4,533,000 | 4,639,000 |
| Total capital | 4,509,000 | 4,600,000 | 4,722,000 | 4,846,000 |
| Risk-weighted assets | 13,589,000 | 13,924,000 | 14,619,000 | 16,063,000 |