Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 37,402,000 | 37,173,000 | 37,746,000 | 38,505,000 |
| Total loans | 12,624,000 | 11,764,000 | 11,663,000 | 12,436,000 |
| Allowance for loan losses | 815,000 | 816,000 | 785,000 | 748,000 |
| Securities available for sale | 5,175,000 | 8,517,000 | 8,558,000 | 10,384,000 |
| Securities held to maturity | 1,530,000 | 1,527,000 | 1,704,000 | 1,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,957,000 | 32,669,000 | 33,115,000 | 34,007,000 |
| Interest-bearing deposits | 24,579,000 | 24,422,000 | 24,930,000 | 24,973,000 |
| Noninterest-bearing deposits | 8,378,000 | 8,247,000 | 8,185,000 | 9,034,000 |
| Equity capital | 4,390,000 | 4,441,000 | 4,563,000 | 4,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 466,000 | 735,000 | 966,000 |
| Interest expense | 36,000 | 70,000 | 105,000 | 138,000 |
| Net interest income | 204,000 | 396,000 | 630,000 | 828,000 |
| Noninterest income | 8,000 | 15,000 | 21,000 | 27,000 |
| Noninterest expense | 139,000 | 274,000 | 411,000 | 581,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 73,000 | 137,000 | 240,000 | 237,000 |
| Income tax | 10,000 | 13,000 | 15,000 | 12,000 |
| Net income | 63,000 | 124,000 | 225,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,175,000 | 4,216,000 | 4,297,000 | 4,277,000 |
| Total capital | 4,355,000 | 4,385,000 | 4,466,000 | 4,455,000 |
| Risk-weighted assets | 13,798,000 | 12,858,000 | 12,933,000 | 13,706,000 |