Call reports 2020
UNION STATE BANK — 2020
What UNION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,444,000 | 33,913,000 | 34,207,000 | 37,371,000 |
| Total loans | 15,381,000 | 15,969,000 | 14,740,000 | 14,519,000 |
| Allowance for loan losses | 628,000 | 623,000 | 863,000 | 812,000 |
| Securities available for sale | 4,463,000 | 4,474,000 | 4,298,000 | 4,214,000 |
| Securities held to maturity | 943,000 | 1,542,000 | 1,539,000 | 1,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,843,000 | 29,285,000 | 29,773,000 | 32,945,000 |
| Interest-bearing deposits | 21,849,000 | 22,533,000 | 22,518,000 | 23,067,000 |
| Noninterest-bearing deposits | 5,994,000 | 6,752,000 | 7,255,000 | 9,878,000 |
| Equity capital | 4,514,000 | 4,567,000 | 4,372,000 | 4,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 536,000 | 794,000 | 1,123,000 |
| Interest expense | 71,000 | 135,000 | 182,000 | 224,000 |
| Net interest income | 205,000 | 401,000 | 612,000 | 899,000 |
| Noninterest income | 11,000 | 18,000 | 23,000 | 31,000 |
| Noninterest expense | 159,000 | 297,000 | 441,000 | 611,000 |
| Provision for loan losses | 0 | 0 | 247,000 | 327,000 |
| Pretax income | 57,000 | 122,000 | -53,000 | -8,000 |
| Income tax | 3,000 | 5,000 | 0 | 0 |
| Net income | 54,000 | 117,000 | -53,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,254,000 | 4,296,000 | 4,106,000 | 4,132,000 |
| Total capital | 4,461,000 | 4,513,000 | 4,307,000 | 4,336,000 |
| Risk-weighted assets | 16,141,000 | 16,957,000 | 15,454,000 | 15,701,000 |