Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,696,000 | 31,776,000 | 30,907,000 | 32,007,000 |
| Total loans | 15,487,000 | 15,582,000 | 15,204,000 | 15,594,000 |
| Allowance for loan losses | 208,000 | 208,000 | 625,000 | 628,000 |
| Securities available for sale | 5,726,000 | 5,816,000 | 4,380,000 | 4,310,000 |
| Securities held to maturity | 900,000 | 899,000 | 898,000 | 944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,773,000 | 26,793,000 | 26,552,000 | 27,619,000 |
| Interest-bearing deposits | 21,470,000 | 21,378,000 | 21,494,000 | 21,550,000 |
| Noninterest-bearing deposits | 6,303,000 | 5,415,000 | 5,058,000 | 6,069,000 |
| Equity capital | 4,855,000 | 4,928,000 | 4,269,000 | 4,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 534,000 | 757,000 | 1,203,000 |
| Interest expense | 61,000 | 131,000 | 212,000 | 293,000 |
| Net interest income | 251,000 | 403,000 | 545,000 | 910,000 |
| Noninterest income | 11,000 | 21,000 | 32,000 | 43,000 |
| Noninterest expense | 160,000 | 321,000 | 480,000 | 672,000 |
| Provision for loan losses | 0 | 0 | 640,000 | 730,000 |
| Pretax income | 102,000 | 103,000 | -543,000 | -449,000 |
| Income tax | 4,000 | 4,000 | 0 | 0 |
| Net income | 98,000 | 99,000 | -543,000 | -449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,827,000 | 4,808,000 | 4,149,000 | 4,220,000 |
| Total capital | 5,035,000 | 5,016,000 | 4,354,000 | 4,430,000 |
| Risk-weighted assets | 17,122,000 | 17,134,000 | 15,943,000 | 16,400,000 |