Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,133,000 | 34,337,000 | 32,597,000 | 32,478,000 |
| Total loans | 14,631,000 | 14,630,000 | 14,766,000 | 16,464,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 5,278,000 | 5,734,000 | 5,698,000 | 5,675,000 |
| Securities held to maturity | 910,000 | 1,161,000 | 1,160,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,385,000 | 29,545,000 | 27,705,000 | 27,590,000 |
| Interest-bearing deposits | 25,329,000 | 24,105,000 | 22,575,000 | 21,750,000 |
| Noninterest-bearing deposits | 5,056,000 | 5,440,000 | 5,130,000 | 5,840,000 |
| Equity capital | 4,697,000 | 4,756,000 | 4,838,000 | 4,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 621,000 | 928,000 | 1,248,000 |
| Interest expense | 51,000 | 101,000 | 150,000 | 203,000 |
| Net interest income | 267,000 | 520,000 | 778,000 | 1,045,000 |
| Noninterest income | 12,000 | 26,000 | 36,000 | 48,000 |
| Noninterest expense | 161,000 | 319,000 | 461,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 118,000 | 227,000 | 353,000 | 355,000 |
| Income tax | 3,000 | 10,000 | 8,000 | 14,000 |
| Net income | 115,000 | 217,000 | 345,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,714,000 | 4,797,000 | 4,906,000 | 4,881,000 |
| Total capital | 4,916,000 | 5,000,000 | 5,110,000 | 5,089,000 |
| Risk-weighted assets | 16,177,000 | 16,198,000 | 16,319,000 | 18,079,000 |