Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 30,454,000 | 30,621,000 | 30,336,000 | 34,460,000 |
| Total loans | 13,757,000 | 13,614,000 | 14,550,000 | 15,068,000 |
| Allowance for loan losses | 208,000 | 209,000 | 210,000 | 210,000 |
| Securities available for sale | 5,418,000 | 5,416,000 | 5,374,000 | 4,747,000 |
| Securities held to maturity | 807,000 | 806,000 | 526,000 | 634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,709,000 | 25,807,000 | 25,470,000 | 29,682,000 |
| Interest-bearing deposits | 20,764,000 | 20,677,000 | 20,127,000 | 24,525,000 |
| Noninterest-bearing deposits | 4,945,000 | 5,130,000 | 5,343,000 | 5,157,000 |
| Equity capital | 4,690,000 | 4,775,000 | 4,801,000 | 4,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 522,000 | 798,000 | 1,113,000 |
| Interest expense | 45,000 | 91,000 | 140,000 | 187,000 |
| Net interest income | 203,000 | 431,000 | 658,000 | 926,000 |
| Noninterest income | 13,000 | 25,000 | 39,000 | 50,000 |
| Noninterest expense | 164,000 | 302,000 | 463,000 | 635,000 |
| Provision for loan losses | 0 | 0 | 0 | 81,000 |
| Pretax income | 52,000 | 154,000 | 234,000 | 260,000 |
| Income tax | 2,000 | 8,000 | 12,000 | 12,000 |
| Net income | 50,000 | 146,000 | 222,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,566,000 | 4,642,000 | 4,698,000 | 4,704,000 |
| Total capital | 4,768,000 | 4,829,000 | 4,897,000 | 4,908,000 |
| Risk-weighted assets | 16,147,000 | 14,972,000 | 15,884,000 | 16,283,000 |