Call reports 2013
UNION STATE BANK — 2013
What UNION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,606,000 | 29,127,000 | 28,579,000 | 27,653,000 |
| Total loans | 14,105,000 | 13,311,000 | 13,775,000 | 14,145,000 |
| Allowance for loan losses | 125,000 | 113,000 | 120,000 | 121,000 |
| Securities available for sale | 8,414,000 | 8,065,000 | 7,819,000 | 7,709,000 |
| Securities held to maturity | 2,497,000 | 2,493,000 | 2,489,000 | 2,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,857,000 | 24,499,000 | 23,957,000 | 23,027,000 |
| Interest-bearing deposits | 20,234,000 | 20,518,000 | 19,262,000 | 19,431,000 |
| Noninterest-bearing deposits | 4,623,000 | 3,981,000 | 4,695,000 | 3,596,000 |
| Equity capital | 4,664,000 | 4,569,000 | 4,549,000 | 4,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 555,000 | 822,000 | 1,080,000 |
| Interest expense | 51,000 | 102,000 | 153,000 | 200,000 |
| Net interest income | 234,000 | 453,000 | 669,000 | 880,000 |
| Noninterest income | 19,000 | 35,000 | 51,000 | 67,000 |
| Noninterest expense | 150,000 | 287,000 | 437,000 | 597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 201,000 | 283,000 | 350,000 |
| Income tax | 5,000 | 7,000 | 10,000 | 14,000 |
| Net income | 98,000 | 194,000 | 273,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,125,000 | 4,201,000 | 4,260,000 | 4,303,000 |
| Total capital | 4,250,000 | 4,314,000 | 4,380,000 | 4,424,000 |
| Risk-weighted assets | 16,193,000 | 15,113,000 | 15,517,000 | 15,546,000 |