Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,347,000 | 29,814,000 | 29,444,000 | 30,055,000 |
| Total loans | 13,989,000 | 13,090,000 | 13,471,000 | 13,321,000 |
| Allowance for loan losses | 121,000 | 122,000 | 122,000 | 124,000 |
| Securities available for sale | 10,098,000 | 9,554,000 | 9,336,000 | 9,089,000 |
| Securities held to maturity | 2,662,000 | 2,658,000 | 2,654,000 | 2,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,888,000 | 25,116,000 | 24,623,000 | 25,284,000 |
| Interest-bearing deposits | 21,069,000 | 21,135,000 | 20,779,000 | 21,388,000 |
| Noninterest-bearing deposits | 3,819,000 | 3,981,000 | 3,844,000 | 3,896,000 |
| Equity capital | 4,366,000 | 4,617,000 | 4,722,000 | 4,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 598,000 | 894,000 | 1,182,000 |
| Interest expense | 68,000 | 134,000 | 195,000 | 259,000 |
| Net interest income | 223,000 | 464,000 | 699,000 | 923,000 |
| Noninterest income | 20,000 | 37,000 | 59,000 | 76,000 |
| Noninterest expense | 160,000 | 293,000 | 447,000 | 615,000 |
| Provision for loan losses | 0 | 0 | 0 | 44,000 |
| Pretax income | 83,000 | 208,000 | 311,000 | 340,000 |
| Income tax | 5,000 | 6,000 | 9,000 | 13,000 |
| Net income | 78,000 | 202,000 | 302,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,966,000 | 4,070,000 | 4,150,000 | 4,155,000 |
| Total capital | 4,087,000 | 4,192,000 | 4,272,000 | 4,279,000 |
| Risk-weighted assets | 16,119,000 | 15,503,000 | 15,692,000 | 15,780,000 |