Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,232,000 | 30,246,000 | 28,777,000 | 28,365,000 |
| Total loans | 11,855,000 | 12,288,000 | 12,579,000 | 14,184,000 |
| Allowance for loan losses | 120,000 | 122,000 | 123,000 | 120,000 |
| Securities available for sale | 10,809,000 | 11,424,000 | 10,503,000 | 10,233,000 |
| Securities held to maturity | 2,782,000 | 2,901,000 | 2,896,000 | 2,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,260,000 | 26,001,000 | 24,224,000 | 23,475,000 |
| Interest-bearing deposits | 20,750,000 | 21,845,000 | 20,159,000 | 19,518,000 |
| Noninterest-bearing deposits | 3,510,000 | 4,156,000 | 4,065,000 | 3,957,000 |
| Equity capital | 3,878,000 | 4,162,000 | 4,430,000 | 4,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 634,000 | 940,000 | 1,215,000 |
| Interest expense | 90,000 | 178,000 | 265,000 | 346,000 |
| Net interest income | 228,000 | 456,000 | 675,000 | 869,000 |
| Noninterest income | 19,000 | 37,000 | 58,000 | 76,000 |
| Noninterest expense | 151,000 | 291,000 | 439,000 | 620,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 25,000 |
| Pretax income | 96,000 | 192,000 | 269,000 | 300,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 4,000 |
| Net income | 92,000 | 183,000 | 256,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,850,000 | 3,921,000 | 3,974,000 | 3,994,000 |
| Total capital | 3,970,000 | 4,043,000 | 4,097,000 | 4,114,000 |
| Risk-weighted assets | 14,218,000 | 14,974,000 | 14,813,000 | 16,041,000 |