Call reports 2006
UNION STATE BANK — 2006
What UNION STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,047,000 | 19,051,000 | 18,879,000 | 19,248,000 |
| Total loans | 9,196,000 | 9,146,000 | 9,646,000 | 9,144,000 |
| Allowance for loan losses | 114,000 | 116,000 | 114,000 | 108,000 |
| Securities available for sale | 6,521,000 | 6,678,000 | 6,432,000 | 6,975,000 |
| Securities held to maturity | 1,339,000 | 1,339,000 | 1,224,000 | 1,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,839,000 | 15,851,000 | 15,503,000 | 15,864,000 |
| Interest-bearing deposits | 12,437,000 | 12,420,000 | 12,639,000 | 12,484,000 |
| Noninterest-bearing deposits | 3,402,000 | 3,431,000 | 2,864,000 | 3,380,000 |
| Equity capital | 3,122,000 | 3,132,000 | 3,270,000 | 3,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 557,000 | 846,000 | 1,146,000 |
| Interest expense | 88,000 | 180,000 | 279,000 | 388,000 |
| Net interest income | 186,000 | 377,000 | 567,000 | 758,000 |
| Noninterest income | 22,000 | 46,000 | 69,000 | 89,000 |
| Noninterest expense | 130,000 | 258,000 | 390,000 | 548,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 165,000 | 246,000 | 299,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 11,000 |
| Net income | 76,000 | 160,000 | 239,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,141,000 | 3,206,000 | 3,364,000 | 3,393,000 |
| Total capital | 3,255,000 | 3,322,000 | 3,478,000 | 3,501,000 |
| Risk-weighted assets | 10,736,000 | 10,713,000 | 11,047,000 | 10,694,000 |