Call reports 2002
UNION STATE BANK — 2002
What UNION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,861,000 | 16,159,000 | 16,468,000 | 16,315,000 |
| Total loans | 7,884,000 | 8,493,000 | 8,707,000 | 8,365,000 |
| Allowance for loan losses | 109,000 | 101,000 | 104,000 | 109,000 |
| Securities available for sale | 5,274,000 | 5,484,000 | 5,393,000 | 5,837,000 |
| Securities held to maturity | 1,387,000 | 1,402,000 | 1,398,000 | 1,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,866,000 | 12,692,000 | 12,943,000 | 13,212,000 |
| Interest-bearing deposits | 10,842,000 | 10,782,000 | 10,789,000 | 11,094,000 |
| Noninterest-bearing deposits | 2,024,000 | 1,910,000 | 2,154,000 | 2,118,000 |
| Equity capital | 2,903,000 | 2,991,000 | 3,026,000 | 3,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 506,000 | 768,000 | 1,022,000 |
| Interest expense | 95,000 | 188,000 | 285,000 | 374,000 |
| Net interest income | 158,000 | 318,000 | 483,000 | 648,000 |
| Noninterest income | 17,000 | 32,000 | 49,000 | 66,000 |
| Noninterest expense | 100,000 | 211,000 | 322,000 | 449,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 50,000 |
| Pretax income | 75,000 | 139,000 | 180,000 | 215,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 72,000 | 133,000 | 170,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,883,000 | 2,919,000 | 2,931,000 | 2,938,000 |
| Total capital | 2,992,000 | 3,020,000 | 3,035,000 | 3,047,000 |
| Risk-weighted assets | 9,030,000 | 9,626,000 | 9,849,000 | 9,523,000 |