Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,000,000 | 14,845,000 | 15,066,000 | 15,405,000 |
| Total loans | 7,881,000 | 7,869,000 | 7,650,000 | 7,689,000 |
| Allowance for loan losses | 116,000 | 113,000 | 108,000 | 110,000 |
| Securities available for sale | 4,563,000 | 5,060,000 | 4,502,000 | 5,334,000 |
| Securities held to maturity | 1,235,000 | 1,334,000 | 1,328,000 | 1,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,986,000 | 11,817,000 | 11,947,000 | 12,339,000 |
| Interest-bearing deposits | 10,011,000 | 10,020,000 | 10,138,000 | 10,316,000 |
| Noninterest-bearing deposits | 1,975,000 | 1,797,000 | 1,809,000 | 2,023,000 |
| Equity capital | 2,879,000 | 2,918,000 | 2,990,000 | 2,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 577,000 | 857,000 | 1,127,000 |
| Interest expense | 130,000 | 255,000 | 367,000 | 483,000 |
| Net interest income | 172,000 | 322,000 | 490,000 | 644,000 |
| Noninterest income | 16,000 | 33,000 | 50,000 | 68,000 |
| Noninterest expense | 100,000 | 196,000 | 296,000 | 418,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 159,000 | 244,000 | 294,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 22,000 |
| Net income | 82,000 | 148,000 | 227,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,809,000 | 2,850,000 | 2,904,000 | 2,924,000 |
| Total capital | 2,921,000 | 2,961,000 | 3,012,000 | 3,034,000 |
| Risk-weighted assets | 8,916,000 | 8,861,000 | 8,819,000 | 8,857,000 |