Call reports 2006
BANK OF FRIO CANYON — 2006
What BANK OF FRIO CANYON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 29,532,000 | 29,398,000 | 30,012,000 |
| Total loans | 14,046,000 | 13,767,000 | 13,275,000 |
| Allowance for loan losses | 208,000 | 212,000 | 211,000 |
| Securities available for sale | 10,114,000 | 9,531,000 | 9,120,000 |
| Securities held to maturity | 2,277,000 | 2,277,000 | 2,052,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,870,000 | 25,869,000 | 26,357,000 |
| Interest-bearing deposits | 20,983,000 | 19,242,000 | 18,756,000 |
| Noninterest-bearing deposits | 4,887,000 | 6,627,000 | 7,601,000 |
| Equity capital | 3,553,000 | 3,426,000 | 3,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 390,000 | 781,000 | 1,197,000 |
| Interest expense | 128,000 | 251,000 | 388,000 |
| Net interest income | 262,000 | 530,000 | 809,000 |
| Noninterest income | 22,000 | 53,000 | 76,000 |
| Noninterest expense | 223,000 | 443,000 | 658,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 |
| Pretax income | 53,000 | 125,000 | 204,000 |
| Income tax | 8,000 | 21,000 | 39,000 |
| Net income | 45,000 | 104,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 3,670,000 | 3,581,000 | 3,642,000 |
| Total capital | 3,836,000 | 3,746,000 | 3,807,000 |
| Risk-weighted assets | 13,222,000 | 13,125,000 | 13,133,000 |