Call reports 2001
BANK OF FRIO CANYON — 2001
What BANK OF FRIO CANYON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,030,000 | 26,080,000 | 26,548,000 | 26,692,000 |
| Total loans | 12,283,000 | 12,664,000 | 12,624,000 | 12,719,000 |
| Allowance for loan losses | 115,000 | 122,000 | 130,000 | 122,000 |
| Securities available for sale | 7,812,000 | 7,699,000 | 7,019,000 | 5,196,000 |
| Securities held to maturity | 2,319,000 | 2,319,000 | 2,319,000 | 2,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,024,000 | 22,954,000 | 23,303,000 | 23,422,000 |
| Interest-bearing deposits | 18,795,000 | 18,524,000 | 19,473,000 | 20,053,000 |
| Noninterest-bearing deposits | 3,229,000 | 4,430,000 | 3,830,000 | 3,369,000 |
| Equity capital | 2,834,000 | 2,936,000 | 3,053,000 | 3,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 901,000 | 1,352,000 | 1,777,000 |
| Interest expense | 194,000 | 375,000 | 544,000 | 703,000 |
| Net interest income | 259,000 | 526,000 | 808,000 | 1,074,000 |
| Noninterest income | 19,000 | 45,000 | 71,000 | 110,000 |
| Noninterest expense | 168,000 | 332,000 | 503,000 | 680,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 103,000 | 224,000 | 354,000 | 474,000 |
| Income tax | 30,000 | 60,000 | 93,000 | 131,000 |
| Net income | 73,000 | 164,000 | 261,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,783,000 | 2,874,000 | 2,971,000 | 3,053,000 |
| Total capital | 2,898,000 | 2,996,000 | 3,101,000 | 3,175,000 |
| Risk-weighted assets | 13,839,000 | 14,483,000 | 14,567,000 | 14,708,000 |