Call reports 2013
NATIONAL BANK OF SALLISAW — 2013
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 112,856,000 | 111,197,000 | 108,436,000 | 109,423,000 |
| Total loans | 51,482,000 | 52,384,000 | 51,215,000 | 52,194,000 |
| Allowance for loan losses | 755,000 | 774,000 | 775,000 | 767,000 |
| Securities available for sale | 40,699,000 | 38,582,000 | 38,989,000 | 36,068,000 |
| Securities held to maturity | 2,280,000 | 2,136,000 | 1,755,000 | 1,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,519,000 | 97,958,000 | 95,046,000 | 96,304,000 |
| Interest-bearing deposits | 76,682,000 | 77,470,000 | 75,902,000 | 77,203,000 |
| Noninterest-bearing deposits | 21,837,000 | 20,488,000 | 19,144,000 | 19,101,000 |
| Equity capital | 13,774,000 | 12,956,000 | 13,075,000 | 12,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,073,000 | 3,115,000 | 4,152,000 |
| Interest expense | 70,000 | 134,000 | 196,000 | 257,000 |
| Net interest income | 954,000 | 1,939,000 | 2,919,000 | 3,895,000 |
| Noninterest income | 99,000 | 333,000 | 511,000 | 705,000 |
| Noninterest expense | 690,000 | 1,329,000 | 1,985,000 | 2,608,000 |
| Provision for loan losses | 18,000 | 34,000 | 34,000 | 34,000 |
| Pretax income | 372,000 | 937,000 | 1,439,000 | 2,005,000 |
| Income tax | 86,000 | 243,000 | 383,000 | 541,000 |
| Net income | 286,000 | 694,000 | 1,056,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,015,000 | 12,822,000 | 13,185,000 | 12,993,000 |
| Total capital | 13,770,000 | 13,596,000 | 13,960,000 | 13,760,000 |
| Risk-weighted assets | 65,809,000 | 66,270,000 | 64,240,000 | 64,403,000 |