Call reports 2012
NATIONAL BANK OF SALLISAW — 2012
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,077,000 | 112,049,000 | 109,367,000 | 121,347,000 |
| Total loans | 54,690,000 | 53,747,000 | 52,756,000 | 51,434,000 |
| Allowance for loan losses | 751,000 | 763,000 | 731,000 | 728,000 |
| Securities available for sale | 38,728,000 | 40,454,000 | 39,966,000 | 40,968,000 |
| Securities held to maturity | 4,048,000 | 3,625,000 | 3,002,000 | 2,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,797,000 | 97,714,000 | 94,520,000 | 107,329,000 |
| Interest-bearing deposits | 77,380,000 | 75,154,000 | 72,253,000 | 81,065,000 |
| Noninterest-bearing deposits | 23,417,000 | 22,560,000 | 22,267,000 | 26,263,000 |
| Equity capital | 13,471,000 | 13,558,000 | 13,892,000 | 13,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,237,000 | 3,329,000 | 4,403,000 |
| Interest expense | 114,000 | 217,000 | 308,000 | 390,000 |
| Net interest income | 1,017,000 | 2,020,000 | 3,021,000 | 4,013,000 |
| Noninterest income | 153,000 | 367,000 | 427,000 | 637,000 |
| Noninterest expense | 706,000 | 1,393,000 | 2,104,000 | 2,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 497,000 | 1,032,000 | 1,383,000 | 1,920,000 |
| Income tax | 136,000 | 283,000 | 469,000 | 654,000 |
| Net income | 361,000 | 749,000 | 914,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,925,000 | 12,712,000 | 12,878,000 | 12,729,000 |
| Total capital | 13,676,000 | 13,476,000 | 13,609,000 | 13,457,000 |
| Risk-weighted assets | 68,955,000 | 68,566,000 | 67,431,000 | 68,074,000 |