Call reports 2011
NATIONAL BANK OF SALLISAW — 2011
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,573,000 | 107,851,000 | 110,635,000 | 112,024,000 |
| Total loans | 55,360,000 | 52,950,000 | 54,974,000 | 55,151,000 |
| Allowance for loan losses | 718,000 | 724,000 | 769,000 | 764,000 |
| Securities available for sale | 32,396,000 | 32,560,000 | 34,724,000 | 37,574,000 |
| Securities held to maturity | 6,776,000 | 5,185,000 | 4,672,000 | 4,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,061,000 | 94,371,000 | 96,174,000 | 98,101,000 |
| Interest-bearing deposits | 73,692,000 | 70,695,000 | 74,016,000 | 77,356,000 |
| Noninterest-bearing deposits | 21,369,000 | 23,676,000 | 22,158,000 | 20,745,000 |
| Equity capital | 13,175,000 | 13,222,000 | 13,380,000 | 13,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,254,000 | 3,342,000 | 4,472,000 |
| Interest expense | 135,000 | 264,000 | 385,000 | 501,000 |
| Net interest income | 998,000 | 1,990,000 | 2,957,000 | 3,971,000 |
| Noninterest income | 207,000 | 450,000 | 659,000 | 816,000 |
| Noninterest expense | 720,000 | 1,438,000 | 2,147,000 | 2,801,000 |
| Provision for loan losses | 10,000 | 40,000 | 60,000 | 60,000 |
| Pretax income | 485,000 | 991,000 | 1,464,000 | 1,981,000 |
| Income tax | 124,000 | 258,000 | 417,000 | 563,000 |
| Net income | 361,000 | 733,000 | 1,047,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,135,000 | 12,905,000 | 12,793,000 | 12,563,000 |
| Total capital | 13,853,000 | 13,629,000 | 13,562,000 | 13,327,000 |
| Risk-weighted assets | 68,941,000 | 66,029,000 | 68,328,000 | 68,858,000 |