Call reports 2009
NATIONAL BANK OF SALLISAW — 2009
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,986,000 | 104,092,000 | 101,780,000 | 104,069,000 |
| Total loans | 56,173,000 | 58,181,000 | 59,813,000 | 60,817,000 |
| Allowance for loan losses | 590,000 | 683,000 | 705,000 | 789,000 |
| Securities available for sale | 15,100,000 | 15,587,000 | 10,557,000 | 14,665,000 |
| Securities held to maturity | 19,856,000 | 19,139,000 | 18,374,000 | 17,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,811,000 | 91,250,000 | 88,625,000 | 91,128,000 |
| Interest-bearing deposits | 70,457,000 | 73,077,000 | 70,281,000 | 72,885,000 |
| Noninterest-bearing deposits | 18,354,000 | 18,173,000 | 18,345,000 | 18,243,000 |
| Equity capital | 12,770,000 | 12,451,000 | 12,733,000 | 12,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,260,000 | 3,373,000 | 4,551,000 |
| Interest expense | 251,000 | 480,000 | 683,000 | 868,000 |
| Net interest income | 858,000 | 1,780,000 | 2,690,000 | 3,683,000 |
| Noninterest income | 187,000 | 380,000 | 592,000 | 586,000 |
| Noninterest expense | 690,000 | 1,451,000 | 2,232,000 | 2,968,000 |
| Provision for loan losses | 30,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 389,000 | 653,000 | 908,000 | 1,075,000 |
| Income tax | 107,000 | 167,000 | 217,000 | 212,000 |
| Net income | 282,000 | 486,000 | 691,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,717,000 | 12,421,000 | 12,625,000 | 12,547,000 |
| Total capital | 13,307,000 | 13,104,000 | 13,330,000 | 13,336,000 |
| Risk-weighted assets | 68,615,000 | 72,468,000 | 67,585,000 | 68,245,000 |