Call reports 2008
NATIONAL BANK OF SALLISAW — 2008
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 96,030,000 | 97,970,000 | 95,600,000 | 96,939,000 |
| Total loans | 55,363,000 | 52,714,000 | 53,517,000 | 50,515,000 |
| Allowance for loan losses | 560,000 | 560,000 | 554,000 | 561,000 |
| Securities available for sale | 13,299,000 | 10,024,000 | 7,776,000 | 9,897,000 |
| Securities held to maturity | 18,354,000 | 20,637,000 | 22,927,000 | 22,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,797,000 | 84,779,000 | 82,454,000 | 83,612,000 |
| Interest-bearing deposits | 64,856,000 | 66,521,000 | 63,624,000 | 66,319,000 |
| Noninterest-bearing deposits | 17,941,000 | 18,258,000 | 18,830,000 | 17,293,000 |
| Equity capital | 12,711,000 | 12,381,000 | 12,652,000 | 12,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,629,000 | 3,861,000 | 5,013,000 |
| Interest expense | 479,000 | 907,000 | 1,260,000 | 1,581,000 |
| Net interest income | 916,000 | 1,722,000 | 2,601,000 | 3,432,000 |
| Noninterest income | 221,000 | 406,000 | 617,000 | 655,000 |
| Noninterest expense | 700,000 | 1,407,000 | 2,128,000 | 2,815,000 |
| Provision for loan losses | 110,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 327,000 | 625,000 | 995,000 | 1,206,000 |
| Income tax | 88,000 | 168,000 | 258,000 | 255,000 |
| Net income | 239,000 | 457,000 | 737,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,621,000 | 12,341,000 | 12,621,000 | 12,434,000 |
| Total capital | 13,181,000 | 12,901,000 | 13,175,000 | 12,995,000 |
| Risk-weighted assets | 69,943,000 | 66,797,000 | 65,634,000 | 62,070,000 |