Call reports 2007
NATIONAL BANK OF SALLISAW — 2007
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,838,000 | 94,752,000 | 92,023,000 | 95,390,000 |
| Total loans | 57,306,000 | 53,765,000 | 53,169,000 | 54,802,000 |
| Allowance for loan losses | 549,000 | 569,000 | 575,000 | 450,000 |
| Securities available for sale | 25,930,000 | 18,738,000 | 16,715,000 | 13,450,000 |
| Securities held to maturity | 7,065,000 | 13,579,000 | 13,479,000 | 17,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,939,000 | 82,233,000 | 79,049,000 | 82,664,000 |
| Interest-bearing deposits | 67,654,000 | 64,609,000 | 63,173,000 | 66,209,000 |
| Noninterest-bearing deposits | 19,285,000 | 17,624,000 | 15,876,000 | 16,455,000 |
| Equity capital | 12,272,000 | 12,128,000 | 12,475,000 | 12,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,102,000 | 4,490,000 | 5,939,000 |
| Interest expense | 530,000 | 1,081,000 | 1,615,000 | 2,152,000 |
| Net interest income | 1,003,000 | 2,021,000 | 2,875,000 | 3,787,000 |
| Noninterest income | 204,000 | 432,000 | 652,000 | 878,000 |
| Noninterest expense | 666,000 | 1,364,000 | 2,064,000 | 2,771,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 174,000 |
| Pretax income | 511,000 | 1,029,000 | 1,393,000 | 1,723,000 |
| Income tax | 141,000 | 302,000 | 379,000 | 426,000 |
| Net income | 370,000 | 727,000 | 1,014,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,457,000 | 12,214,000 | 12,501,000 | 12,384,000 |
| Total capital | 13,006,000 | 12,783,000 | 13,076,000 | 12,834,000 |
| Risk-weighted assets | 77,078,000 | 70,504,000 | 66,738,000 | 68,403,000 |