Call reports 2006
NATIONAL BANK OF SALLISAW — 2006
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,049,000 | 90,240,000 | 91,950,000 | 93,171,000 |
| Total loans | 54,965,000 | 54,679,000 | 55,755,000 | 56,057,000 |
| Allowance for loan losses | 464,000 | 496,000 | 525,000 | 515,000 |
| Securities available for sale | 17,633,000 | 14,410,000 | 16,669,000 | 20,103,000 |
| Securities held to maturity | 11,413,000 | 11,069,000 | 10,253,000 | 7,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,748,000 | 77,929,000 | 79,512,000 | 80,892,000 |
| Interest-bearing deposits | 64,818,000 | 63,023,000 | 64,218,000 | 64,377,000 |
| Noninterest-bearing deposits | 17,931,000 | 14,906,000 | 15,294,000 | 16,515,000 |
| Equity capital | 11,745,000 | 11,993,000 | 11,967,000 | 11,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,667,000 | 4,112,000 | 5,603,000 |
| Interest expense | 400,000 | 821,000 | 1,307,000 | 1,799,000 |
| Net interest income | 911,000 | 1,846,000 | 2,805,000 | 3,804,000 |
| Noninterest income | 224,000 | 477,000 | 754,000 | 959,000 |
| Noninterest expense | 623,000 | 1,268,000 | 1,906,000 | 2,541,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 482,000 | 995,000 | 1,563,000 | 2,102,000 |
| Income tax | 158,000 | 331,000 | 521,000 | 690,000 |
| Net income | 324,000 | 664,000 | 1,042,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,998,000 | 12,338,000 | 12,217,000 | 12,086,000 |
| Total capital | 12,462,000 | 12,834,000 | 12,742,000 | 12,601,000 |
| Risk-weighted assets | 68,045,000 | 64,711,000 | 67,794,000 | 70,049,000 |