Call reports 2005
NATIONAL BANK OF SALLISAW — 2005
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 87,790,000 | 86,821,000 | 86,179,000 | 92,284,000 |
| Total loans | 47,358,000 | 48,538,000 | 48,575,000 | 53,117,000 |
| Allowance for loan losses | 385,000 | 383,000 | 416,000 | 433,000 |
| Securities available for sale | 17,625,000 | 15,436,000 | 14,293,000 | 15,802,000 |
| Securities held to maturity | 13,867,000 | 13,495,000 | 12,746,000 | 11,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,801,000 | 75,104,000 | 74,088,000 | 80,534,000 |
| Interest-bearing deposits | 61,090,000 | 60,250,000 | 59,400,000 | 63,114,000 |
| Noninterest-bearing deposits | 14,710,000 | 14,855,000 | 14,688,000 | 17,420,000 |
| Equity capital | 11,513,000 | 11,462,000 | 11,763,000 | 11,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 2,036,000 | 3,196,000 | 4,452,000 |
| Interest expense | 216,000 | 476,000 | 778,000 | 1,124,000 |
| Net interest income | 764,000 | 1,560,000 | 2,418,000 | 3,328,000 |
| Noninterest income | 192,000 | 397,000 | 638,000 | 863,000 |
| Noninterest expense | 538,000 | 1,085,000 | 1,657,000 | 2,242,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 388,000 | 812,000 | 1,309,000 | 1,829,000 |
| Income tax | 121,000 | 258,000 | 417,000 | 590,000 |
| Net income | 267,000 | 554,000 | 892,000 | 1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,702,000 | 11,589,000 | 11,927,000 | 11,674,000 |
| Total capital | 12,087,000 | 11,972,000 | 12,343,000 | 12,107,000 |
| Risk-weighted assets | 59,760,000 | 58,419,000 | 57,914,000 | 64,111,000 |