Call reports 2004
NATIONAL BANK OF SALLISAW — 2004
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 83,460,000 | 82,411,000 | 84,405,000 | 84,903,000 |
| Total loans | 47,736,000 | 47,812,000 | 49,788,000 | 47,027,000 |
| Allowance for loan losses | 319,000 | 352,000 | 381,000 | 351,000 |
| Securities available for sale | 14,015,000 | 14,503,000 | 13,724,000 | 17,280,000 |
| Securities held to maturity | 14,822,000 | 12,670,000 | 13,845,000 | 12,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,237,000 | 70,849,000 | 72,463,000 | 73,245,000 |
| Interest-bearing deposits | 59,462,000 | 58,353,000 | 58,796,000 | 58,476,000 |
| Noninterest-bearing deposits | 11,775,000 | 12,496,000 | 13,667,000 | 14,769,000 |
| Equity capital | 11,922,000 | 11,290,000 | 11,640,000 | 11,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,628,000 | 2,466,000 | 3,400,000 |
| Interest expense | 162,000 | 312,000 | 473,000 | 655,000 |
| Net interest income | 641,000 | 1,316,000 | 1,993,000 | 2,745,000 |
| Noninterest income | 296,000 | 520,000 | 742,000 | 944,000 |
| Noninterest expense | 570,000 | 1,133,000 | 1,706,000 | 2,247,000 |
| Provision for loan losses | 30,000 | 60,000 | 92,000 | 122,000 |
| Pretax income | 337,000 | 643,000 | 941,000 | 1,329,000 |
| Income tax | 96,000 | 203,000 | 311,000 | 428,000 |
| Net income | 241,000 | 440,000 | 630,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,875,000 | 11,473,000 | 11,664,000 | 11,435,000 |
| Total capital | 12,194,000 | 11,825,000 | 12,045,000 | 11,786,000 |
| Risk-weighted assets | 57,763,000 | 55,606,000 | 57,649,000 | 57,460,000 |