Call reports 2002
NATIONAL BANK OF SALLISAW — 2002
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,113,000 | 78,152,000 | 75,306,000 | 76,761,000 |
| Total loans | 46,618,000 | 47,709,000 | 47,106,000 | 47,503,000 |
| Allowance for loan losses | 168,000 | 152,000 | 165,000 | 178,000 |
| Securities available for sale | 6,885,000 | 6,785,000 | 3,332,000 | 4,568,000 |
| Securities held to maturity | 17,575,000 | 17,763,000 | 17,428,000 | 17,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,168,000 | 67,032,000 | 63,813,000 | 65,012,000 |
| Interest-bearing deposits | 55,977,000 | 56,063,000 | 53,555,000 | 54,780,000 |
| Noninterest-bearing deposits | 10,191,000 | 10,969,000 | 10,258,000 | 10,232,000 |
| Equity capital | 10,721,000 | 10,914,000 | 11,160,000 | 11,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 1,976,000 | 2,920,000 | 3,816,000 |
| Interest expense | 358,000 | 663,000 | 941,000 | 1,178,000 |
| Net interest income | 632,000 | 1,313,000 | 1,979,000 | 2,638,000 |
| Noninterest income | 157,000 | 328,000 | 537,000 | 768,000 |
| Noninterest expense | 554,000 | 1,109,000 | 1,642,000 | 2,188,000 |
| Provision for loan losses | 60,000 | 83,000 | 113,000 | 143,000 |
| Pretax income | 175,000 | 449,000 | 762,000 | 1,075,000 |
| Income tax | 43,000 | 124,000 | 190,000 | 190,000 |
| Net income | 132,000 | 325,000 | 572,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,721,000 | 10,914,000 | 11,160,000 | 11,473,000 |
| Total capital | 10,889,000 | 11,066,000 | 11,325,000 | 11,651,000 |
| Risk-weighted assets | 60,652,000 | 60,202,000 | 56,707,000 | 57,803,000 |