Call reports 2001
NATIONAL BANK OF SALLISAW — 2001
What NATIONAL BANK OF SALLISAW reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,383,000 | 76,125,000 | 75,962,000 | 80,321,000 |
| Total loans | 49,791,000 | 50,297,000 | 50,526,000 | 48,364,000 |
| Allowance for loan losses | 158,000 | 167,000 | 175,000 | 190,000 |
| Securities available for sale | 960,000 | 977,000 | 5,849,000 | 9,697,000 |
| Securities held to maturity | 16,116,000 | 15,620,000 | 14,051,000 | 16,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,042,000 | 64,676,000 | 64,697,000 | 68,965,000 |
| Interest-bearing deposits | 52,388,000 | 55,261,000 | 55,716,000 | 58,834,000 |
| Noninterest-bearing deposits | 9,654,000 | 9,415,000 | 8,981,000 | 10,132,000 |
| Equity capital | 10,832,000 | 10,631,000 | 10,918,000 | 11,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,715,000 | 3,992,000 | 5,100,000 |
| Interest expense | 568,000 | 1,124,000 | 1,658,000 | 2,115,000 |
| Net interest income | 857,000 | 1,591,000 | 2,334,000 | 2,985,000 |
| Noninterest income | 192,000 | 385,000 | 543,000 | 718,000 |
| Noninterest expense | 485,000 | 940,000 | 1,435,000 | 1,992,000 |
| Provision for loan losses | 8,000 | 23,000 | 38,000 | 53,000 |
| Pretax income | 556,000 | 1,013,000 | 1,404,000 | 1,658,000 |
| Income tax | 186,000 | 346,000 | 451,000 | 530,000 |
| Net income | 370,000 | 667,000 | 953,000 | 1,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,831,000 | 10,627,000 | 10,913,000 | 11,088,000 |
| Total capital | 10,989,000 | 10,794,000 | 11,088,000 | 11,278,000 |
| Risk-weighted assets | 55,277,000 | 56,703,000 | 61,248,000 | 63,917,000 |