Call reports 2021
FORTUNEBANK — 2021
What FORTUNEBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,336,000 | 253,099,000 | 249,230,000 | 260,509,000 |
| Total loans | 215,256,000 | 212,057,000 | 207,889,000 | 202,243,000 |
| Allowance for loan losses | 2,441,000 | 2,602,000 | 2,442,000 | 2,186,000 |
| Securities available for sale | 16,529,000 | 15,608,000 | 1,579,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,281,000 | 219,552,000 | 213,976,000 | 224,419,000 |
| Interest-bearing deposits | 176,092,000 | 183,905,000 | 181,349,000 | 196,141,000 |
| Noninterest-bearing deposits | 29,189,000 | 35,647,000 | 32,627,000 | 28,278,000 |
| Equity capital | 20,589,000 | 21,172,000 | 22,286,000 | 23,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,208,000 | 5,722,000 | 8,384,000 | 10,852,000 |
| Interest expense | 474,000 | 915,000 | 1,326,000 | 1,710,000 |
| Net interest income | 2,734,000 | 4,807,000 | 7,058,000 | 9,142,000 |
| Noninterest income | 1,306,000 | 2,294,000 | 3,985,000 | 4,855,000 |
| Noninterest expense | 2,661,000 | 4,902,000 | 7,390,000 | 9,639,000 |
| Provision for loan losses | 8,000 | 41,000 | -185,000 | -410,000 |
| Pretax income | 1,371,000 | 2,158,000 | 3,838,000 | 4,924,000 |
| Income tax | 321,000 | 502,000 | 952,000 | 1,214,000 |
| Net income | 1,050,000 | 1,656,000 | 2,886,000 | 3,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,567,000 | 20,121,000 | 21,361,000 | 22,194,000 |
| Total capital | 22,008,000 | 22,640,000 | 23,803,000 | 24,380,000 |
| Risk-weighted assets | 196,951,000 | 201,414,000 | 211,447,000 | 205,426,000 |