Call reports 2019
FORTUNEBANK — 2019
What FORTUNEBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 185,342,000 | 188,767,000 | 187,405,000 | 199,171,000 |
| Total loans | 149,854,000 | 156,854,000 | 155,239,000 | 165,928,000 |
| Allowance for loan losses | 1,875,000 | 2,063,000 | 1,342,000 | 1,469,000 |
| Securities available for sale | 8,344,000 | 8,682,000 | 8,334,000 | 9,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,138,000 | 152,006,000 | 151,590,000 | 163,840,000 |
| Interest-bearing deposits | 138,738,000 | 135,462,000 | 133,203,000 | 147,281,000 |
| Noninterest-bearing deposits | 17,400,000 | 16,544,000 | 18,387,000 | 16,559,000 |
| Equity capital | 17,259,000 | 17,435,000 | 17,562,000 | 17,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,462,000 | 7,003,000 | 9,548,000 |
| Interest expense | 715,000 | 1,439,000 | 2,216,000 | 2,997,000 |
| Net interest income | 1,486,000 | 3,023,000 | 4,787,000 | 6,551,000 |
| Noninterest income | 950,000 | 2,253,000 | 3,735,000 | 5,109,000 |
| Noninterest expense | 2,153,000 | 4,492,000 | 7,163,000 | 9,667,000 |
| Provision for loan losses | 33,000 | 95,000 | 184,000 | 255,000 |
| Pretax income | 250,000 | 694,000 | 1,180,000 | 1,743,000 |
| Income tax | 62,000 | 173,000 | 295,000 | 438,000 |
| Net income | 188,000 | 521,000 | 885,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,380,000 | 16,362,000 | 16,581,000 | 16,842,000 |
| Total capital | 18,255,000 | 18,326,000 | 17,923,000 | 18,311,000 |
| Risk-weighted assets | 150,851,000 | 157,060,000 | 157,876,000 | 166,815,000 |