Call reports 2015
FORTUNEBANK — 2015
What FORTUNEBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,917,000 | 152,836,000 | 159,882,000 | 161,845,000 |
| Total loans | 116,065,000 | 121,666,000 | 133,132,000 | 135,554,000 |
| Allowance for loan losses | 1,696,000 | 1,780,000 | 1,988,000 | 1,834,000 |
| Securities available for sale | 14,120,000 | 13,358,000 | 10,205,000 | 8,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,060,000 | 124,240,000 | 126,685,000 | 130,168,000 |
| Interest-bearing deposits | 109,749,000 | 112,399,000 | 112,382,000 | 116,333,000 |
| Noninterest-bearing deposits | 10,311,000 | 11,841,000 | 14,303,000 | 13,835,000 |
| Equity capital | 15,568,000 | 15,648,000 | 16,161,000 | 16,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,087,000 | 4,784,000 | 6,507,000 |
| Interest expense | 362,000 | 737,000 | 1,116,000 | 1,494,000 |
| Net interest income | 1,147,000 | 2,350,000 | 3,668,000 | 5,013,000 |
| Noninterest income | 573,000 | 1,266,000 | 2,730,000 | 3,654,000 |
| Noninterest expense | 1,606,000 | 3,164,000 | 4,998,000 | 6,741,000 |
| Provision for loan losses | 0 | 82,000 | 347,000 | 347,000 |
| Pretax income | 114,000 | 370,000 | 1,135,000 | 1,661,000 |
| Income tax | 35,000 | 127,000 | 404,000 | 627,000 |
| Net income | 79,000 | 243,000 | 731,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,770,000 | 14,736,000 | 15,497,000 | 15,822,000 |
| Total capital | 16,249,000 | 16,337,000 | 17,210,000 | 17,565,000 |
| Risk-weighted assets | 118,155,000 | 127,706,000 | 136,737,000 | 139,379,000 |