Call reports 2013
FORTUNEBANK — 2013
What FORTUNEBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,316,000 | 144,210,000 | 141,440,000 | 137,276,000 |
| Total loans | 110,047,000 | 109,811,000 | 109,648,000 | 105,622,000 |
| Allowance for loan losses | 2,052,000 | 1,795,000 | 1,485,000 | 1,519,000 |
| Securities available for sale | 17,860,000 | 19,417,000 | 18,807,000 | 19,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,164,000 | 118,496,000 | 113,424,000 | 111,486,000 |
| Interest-bearing deposits | 103,639,000 | 105,136,000 | 99,892,000 | 97,437,000 |
| Noninterest-bearing deposits | 13,525,000 | 13,360,000 | 13,532,000 | 14,049,000 |
| Equity capital | 15,604,000 | 15,249,000 | 15,271,000 | 14,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,868,000 | 4,305,000 | 5,773,000 |
| Interest expense | 429,000 | 862,000 | 1,276,000 | 1,632,000 |
| Net interest income | 1,027,000 | 2,006,000 | 3,029,000 | 4,141,000 |
| Noninterest income | 402,000 | 904,000 | 1,209,000 | 1,526,000 |
| Noninterest expense | 1,226,000 | 2,549,000 | 3,759,000 | 4,949,000 |
| Provision for loan losses | 135,000 | 233,000 | 358,000 | 1,048,000 |
| Pretax income | 68,000 | 128,000 | 141,000 | -310,000 |
| Income tax | 25,000 | 46,000 | 52,000 | -115,000 |
| Net income | 43,000 | 82,000 | 89,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,710,000 | 14,760,000 | 14,355,000 | 13,897,000 |
| Total capital | 16,024,000 | 16,081,000 | 15,696,000 | 15,174,000 |
| Risk-weighted assets | 104,360,000 | 105,168,000 | 107,121,000 | 101,935,000 |