Call reports 2012
FORTUNEBANK — 2012
What FORTUNEBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,170,000 | 148,367,000 | 145,279,000 | 145,612,000 |
| Total loans | 111,890,000 | 110,157,000 | 110,133,000 | 110,622,000 |
| Allowance for loan losses | 1,664,000 | 1,700,000 | 1,645,000 | 1,898,000 |
| Securities available for sale | 24,011,000 | 27,054,000 | 23,060,000 | 21,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,307,000 | 115,826,000 | 112,258,000 | 113,501,000 |
| Interest-bearing deposits | 108,937,000 | 104,139,000 | 101,188,000 | 99,775,000 |
| Noninterest-bearing deposits | 11,370,000 | 11,687,000 | 11,070,000 | 13,726,000 |
| Equity capital | 16,483,000 | 16,669,000 | 16,940,000 | 15,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,257,000 | 4,886,000 | 6,404,000 |
| Interest expense | 520,000 | 1,023,000 | 1,495,000 | 1,946,000 |
| Net interest income | 1,122,000 | 2,234,000 | 3,391,000 | 4,458,000 |
| Noninterest income | 495,000 | 928,000 | 1,360,000 | 1,630,000 |
| Noninterest expense | 1,308,000 | 2,593,000 | 3,831,000 | 4,845,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 2,275,000 |
| Pretax income | 219,000 | 428,000 | 689,000 | -993,000 |
| Income tax | 81,000 | 158,000 | 253,000 | -384,000 |
| Net income | 138,000 | 270,000 | 436,000 | -609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,630,000 | 15,772,000 | 15,961,000 | 14,728,000 |
| Total capital | 17,008,000 | 17,110,000 | 17,269,000 | 16,045,000 |
| Risk-weighted assets | 109,939,000 | 106,715,000 | 104,276,000 | 104,795,000 |