Call reports 2011
FORTUNEBANK — 2011
What FORTUNEBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,338,000 | 150,207,000 | 152,948,000 | 151,273,000 |
| Total loans | 103,149,000 | 106,144,000 | 110,016,000 | 112,869,000 |
| Allowance for loan losses | 1,405,000 | 1,535,000 | 1,763,000 | 1,754,000 |
| Securities available for sale | 27,656,000 | 28,418,000 | 27,683,000 | 22,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,634,000 | 122,113,000 | 124,886,000 | 123,608,000 |
| Interest-bearing deposits | 108,827,000 | 112,012,000 | 110,515,000 | 109,643,000 |
| Noninterest-bearing deposits | 9,807,000 | 10,101,000 | 14,371,000 | 13,965,000 |
| Equity capital | 14,139,000 | 14,594,000 | 14,649,000 | 14,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,410,000 | 5,138,000 | 6,765,000 |
| Interest expense | 628,000 | 1,235,000 | 1,814,000 | 2,353,000 |
| Net interest income | 1,029,000 | 2,175,000 | 3,324,000 | 4,412,000 |
| Noninterest income | 448,000 | 735,000 | 1,114,000 | 1,549,000 |
| Noninterest expense | 1,273,000 | 2,355,000 | 3,510,000 | 4,708,000 |
| Provision for loan losses | 30,000 | 160,000 | 390,000 | 1,005,000 |
| Pretax income | 174,000 | 395,000 | 599,000 | 309,000 |
| Income tax | 64,000 | 147,000 | 222,000 | 41,000 |
| Net income | 110,000 | 248,000 | 377,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,486,000 | 13,637,000 | 13,776,000 | 13,482,000 |
| Total capital | 14,816,000 | 15,004,000 | 15,168,000 | 14,882,000 |
| Risk-weighted assets | 106,331,000 | 109,166,000 | 110,998,000 | 111,608,000 |