Call reports 2009
FORTUNEBANK — 2009
What FORTUNEBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 130,598,000 | 132,209,000 | 131,944,000 | 138,446,000 |
| Total loans | 105,415,000 | 107,441,000 | 103,583,000 | 104,047,000 |
| Allowance for loan losses | 999,000 | 1,053,000 | 1,123,000 | 1,411,000 |
| Securities available for sale | 11,802,000 | 11,951,000 | 12,060,000 | 14,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,803,000 | 106,586,000 | 106,025,000 | 112,728,000 |
| Interest-bearing deposits | 101,681,000 | 102,323,000 | 100,341,000 | 103,065,000 |
| Noninterest-bearing deposits | 4,122,000 | 4,263,000 | 5,684,000 | 9,663,000 |
| Equity capital | 11,289,000 | 12,016,000 | 12,190,000 | 12,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,540,000 | 5,371,000 | 7,137,000 |
| Interest expense | 971,000 | 1,866,000 | 2,732,000 | 3,511,000 |
| Net interest income | 736,000 | 1,674,000 | 2,639,000 | 3,626,000 |
| Noninterest income | 381,000 | 704,000 | 1,055,000 | 1,458,000 |
| Noninterest expense | 888,000 | 1,855,000 | 2,790,000 | 3,841,000 |
| Provision for loan losses | 59,000 | 121,000 | 183,000 | 554,000 |
| Pretax income | 170,000 | 402,000 | 721,000 | 689,000 |
| Income tax | 90,000 | 200,000 | 344,000 | 255,000 |
| Net income | 80,000 | 202,000 | 377,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,455,000 | 11,243,000 | 11,344,000 | 11,411,000 |
| Total capital | 11,454,000 | 12,296,000 | 12,467,000 | 12,764,000 |
| Risk-weighted assets | 105,255,000 | 108,224,000 | 106,938,000 | 108,199,000 |