Call reports 2025
MIZUHO BANK (USA) — 2025
What MIZUHO BANK (USA) reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,486,619,000 | 6,603,064,000 | 6,595,194,000 | 5,495,218,000 |
| Total loans | 2,225,560,000 | 2,437,927,000 | 2,409,749,000 | 1,805,738,000 |
| Allowance for loan losses | 4,468,000 | 3,224,000 | 2,462,000 | 6,437,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 370,000 | 361,000 | 348,000 | 331,000 |
| Trading assets | 2,887,000 | 2,245,000 | 1,594,000 | 1,044,000 |
| Total deposits | 6,142,378,000 | 5,168,614,000 | 5,132,937,000 | 4,009,422,000 |
| Interest-bearing deposits | 4,783,376,000 | 3,684,484,000 | 3,843,055,000 | 2,870,433,000 |
| Noninterest-bearing deposits | 1,359,002,000 | 1,484,130,000 | 1,289,882,000 | 1,138,989,000 |
| Equity capital | 1,271,740,000 | 1,289,970,000 | 1,313,933,000 | 1,344,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 78,600,000 | 159,497,000 | 238,938,000 | 306,191,000 |
| Interest expense | 43,952,000 | 87,819,000 | 131,914,000 | 167,319,000 |
| Net interest income | 34,648,000 | 71,678,000 | 107,024,000 | 138,872,000 |
| Noninterest income | 126,204,000 | 266,374,000 | 420,099,000 | 597,839,000 |
| Noninterest expense | 134,973,000 | 288,013,000 | 450,004,000 | 613,238,000 |
| Provision for loan losses | -174,000 | -1,418,000 | -2,180,000 | 1,795,000 |
| Pretax income | 26,484,000 | 53,640,000 | 82,066,000 | 125,857,000 |
| Income tax | 4,747,000 | 13,794,000 | 18,258,000 | 31,958,000 |
| Net income | 21,737,000 | 39,846,000 | 63,808,000 | 93,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,276,176,000 | 1,294,284,000 | 1,318,247,000 | 1,348,337,000 |
| Total capital | 1,289,099,000 | 1,304,287,000 | 1,327,118,000 | 1,359,853,000 |
| Risk-weighted assets | 4,880,319,000 | 5,178,403,000 | 5,015,416,000 | 4,295,357,000 |