Call reports 2026
FARMERS & MERCHANTS BANK & TRUST — 2026
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 173,633,000 | 175,072,000 |
| Total loans | 120,580,000 | 124,879,000 |
| Allowance for loan losses | 1,253,000 | 1,271,000 |
| Securities available for sale | 43,500,000 | 42,470,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 146,621,000 | 149,404,000 |
| Interest-bearing deposits | 120,317,000 | 123,256,000 |
| Noninterest-bearing deposits | 26,304,000 | 26,148,000 |
| Equity capital | 16,384,000 | 16,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,363,000 | 4,783,000 |
| Interest expense | 568,000 | 1,154,000 |
| Net interest income | 1,795,000 | 3,629,000 |
| Noninterest income | 196,000 | 293,000 |
| Noninterest expense | 1,329,000 | 2,671,000 |
| Provision for loan losses | 40,000 | 58,000 |
| Pretax income | 612,000 | 1,176,000 |
| Income tax | 114,000 | 216,000 |
| Net income | 498,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,199,000 | 20,362,000 |
| Total capital | 21,543,000 | 21,731,000 |
| Risk-weighted assets | 120,823,000 | 125,216,000 |