Call reports 2022
FARMERS & MERCHANTS BANK & TRUST — 2022
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 172,805,000 | 169,838,000 | 165,279,000 | 165,352,000 |
| Total loans | 100,788,000 | 102,298,000 | 100,831,000 | 103,827,000 |
| Allowance for loan losses | 1,248,000 | 1,248,000 | 1,243,000 | 1,247,000 |
| Securities available for sale | 61,205,000 | 58,188,000 | 52,970,000 | 52,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,683,000 | 152,119,000 | 149,715,000 | 146,249,000 |
| Interest-bearing deposits | 124,666,000 | 123,832,000 | 121,878,000 | 116,060,000 |
| Noninterest-bearing deposits | 28,017,000 | 28,286,000 | 27,836,000 | 30,190,000 |
| Equity capital | 14,729,000 | 13,502,000 | 11,644,000 | 12,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,860,000 | 4,345,000 | 5,900,000 |
| Interest expense | 66,000 | 126,000 | 224,000 | 374,000 |
| Net interest income | 1,331,000 | 2,734,000 | 4,121,000 | 5,526,000 |
| Noninterest income | 298,000 | 423,000 | 534,000 | 640,000 |
| Noninterest expense | 1,199,000 | 2,407,000 | 3,611,000 | 4,929,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 750,000 | 1,044,000 | 1,237,000 |
| Income tax | 113,000 | 196,000 | 272,000 | 322,000 |
| Net income | 317,000 | 554,000 | 772,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,855,000 | 18,091,000 | 18,309,000 | 18,452,000 |
| Total capital | 19,103,000 | 19,339,000 | 19,552,000 | 19,699,000 |
| Risk-weighted assets | 111,020,000 | 110,830,000 | 110,242,000 | 111,317,000 |