Call reports 2021
FARMERS & MERCHANTS BANK & TRUST — 2021
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,957,000 | 175,737,000 | 170,439,000 | 184,898,000 |
| Total loans | 101,071,000 | 99,874,000 | 98,651,000 | 99,269,000 |
| Allowance for loan losses | 1,233,000 | 1,234,000 | 1,233,000 | 1,248,000 |
| Securities available for sale | 56,409,000 | 67,984,000 | 63,613,000 | 66,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,784,000 | 148,647,000 | 144,105,000 | 160,209,000 |
| Interest-bearing deposits | 120,221,000 | 118,276,000 | 116,864,000 | 130,310,000 |
| Noninterest-bearing deposits | 29,562,000 | 30,371,000 | 27,241,000 | 29,899,000 |
| Equity capital | 17,519,000 | 17,822,000 | 17,893,000 | 17,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,118,000 | 4,698,000 | 6,173,000 |
| Interest expense | 131,000 | 248,000 | 349,000 | 425,000 |
| Net interest income | 1,409,000 | 2,870,000 | 4,349,000 | 5,748,000 |
| Noninterest income | 253,000 | 387,000 | 532,000 | 642,000 |
| Noninterest expense | 1,178,000 | 2,321,000 | 3,563,000 | 4,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 538,000 | 990,000 | 1,381,000 | 1,591,000 |
| Income tax | 142,000 | 261,000 | 363,000 | 415,000 |
| Net income | 396,000 | 729,000 | 1,018,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,432,000 | 17,540,000 | 17,828,000 | 17,537,000 |
| Total capital | 18,665,000 | 18,774,000 | 19,061,000 | 18,785,000 |
| Risk-weighted assets | 114,039,000 | 111,413,000 | 111,097,000 | 113,691,000 |