Call reports 2019
FARMERS & MERCHANTS BANK & TRUST — 2019
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,527,000 | 140,040,000 | 139,079,000 | 144,560,000 |
| Total loans | 87,000,000 | 92,920,000 | 88,912,000 | 93,313,000 |
| Allowance for loan losses | 626,000 | 651,000 | 699,000 | 1,023,000 |
| Securities available for sale | 36,183,000 | 35,005,000 | 35,412,000 | 34,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,732,000 | 120,587,000 | 119,367,000 | 124,759,000 |
| Interest-bearing deposits | 101,748,000 | 102,397,000 | 101,466,000 | 104,794,000 |
| Noninterest-bearing deposits | 18,984,000 | 18,190,000 | 17,900,000 | 19,965,000 |
| Equity capital | 16,303,000 | 16,836,000 | 17,201,000 | 17,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,967,000 | 4,546,000 | 6,123,000 |
| Interest expense | 218,000 | 437,000 | 679,000 | 909,000 |
| Net interest income | 1,226,000 | 2,530,000 | 3,867,000 | 5,214,000 |
| Noninterest income | 95,000 | 232,000 | 391,000 | 877,000 |
| Noninterest expense | 1,100,000 | 2,259,000 | 3,417,000 | 4,624,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 390,000 |
| Pretax income | 221,000 | 503,000 | 790,000 | 1,076,000 |
| Income tax | 60,000 | 137,000 | 217,000 | 294,000 |
| Net income | 161,000 | 366,000 | 573,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,454,000 | 16,558,000 | 16,949,000 | 16,957,000 |
| Total capital | 17,080,000 | 17,209,000 | 17,648,000 | 17,980,000 |
| Risk-weighted assets | 103,296,000 | 106,755,000 | 103,042,000 | 107,813,000 |