Call reports 2018
FARMERS & MERCHANTS BANK & TRUST — 2018
What FARMERS & MERCHANTS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 135,290,000 | 137,397,000 | 139,431,000 | 141,783,000 |
| Total loans | 81,930,000 | 86,085,000 | 87,208,000 | 86,245,000 |
| Allowance for loan losses | 607,000 | 624,000 | 624,000 | 625,000 |
| Securities available for sale | 39,087,000 | 37,284,000 | 36,175,000 | 36,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,515,000 | 119,694,000 | 121,593,000 | 123,501,000 |
| Interest-bearing deposits | 101,656,000 | 101,644,000 | 101,357,000 | 103,670,000 |
| Noninterest-bearing deposits | 17,860,000 | 18,050,000 | 20,236,000 | 19,830,000 |
| Equity capital | 15,480,000 | 15,334,000 | 15,480,000 | 15,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,770,000 | 4,205,000 | 5,685,000 |
| Interest expense | 144,000 | 294,000 | 480,000 | 682,000 |
| Net interest income | 1,311,000 | 2,476,000 | 3,725,000 | 5,003,000 |
| Noninterest income | 184,000 | 258,000 | 395,000 | 489,000 |
| Noninterest expense | 1,090,000 | 2,195,000 | 3,295,000 | 4,472,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 305,000 | 439,000 | 725,000 | 920,000 |
| Income tax | 83,000 | 119,000 | 198,000 | 252,000 |
| Net income | 222,000 | 320,000 | 527,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,223,000 | 16,220,000 | 16,352,000 | 16,393,000 |
| Total capital | 16,830,000 | 16,844,000 | 16,976,000 | 17,018,000 |
| Risk-weighted assets | 99,156,000 | 102,202,000 | 103,125,000 | 103,098,000 |